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February is Heart Month

Heart Disease Insurance

February is Heart Disease Month

President Lyndon B. Johnson proclaimed the first American Heart Month to be in February 1964. At that time more than half of the deaths were caused by heart disease in the U.S. Today, heart disease remains the leading cause of death, globally, with more than 17.3 million deaths each year and rising. Now more than ever you need heart disease insurance.

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Heart disease: It’s a killer

It goes by many names: coronary heart disease, congenital heart disease, arrhythmia, heart attack, congestive heart failure. Whatever form it takes, heart disease is the No. 1 cause of death among men and women in the United States today.1 Every 40 seconds on average, someone in the U.S. dies of heart disease.2 Nearly 86 million Americans (more than 1-in-3 adults) have one or more types of cardiovascular disease.3 But heart disease doesn’t have to be a certainty. When more people understand the causes, they can take steps to reduce their risk of developing problems in the first place.

Power and purpose of the heart

The heart never rests. A normal heart beats about 100,000 times a day, cranking out 2,000 gallons of blood.4 As the blood circulates, it not only carries oxygen and nutrients to organs and tissues, it also carries waste products to the kidneys, liver and lungs to be flushed out of the body. By the time someone turns age 70, his or her heart has contracted more than 2.5 billion times.5 Given the organ’s importance inside the body, it’s easy to see why heart disease can be disabling or even devastating.

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It may be in your genes

Many risk factors that contribute to heart disease are manageable habits and behaviors.
These three are NOT:
♥ Family history. If someone in your family has struggled with heart disease, you are more likely to have problems as well.
♥ Gender. Men are more likely to suffer heart attacks, but heart disease remains the leading cause of death for American women.
♥ Race. Certain ethnic groups—including African-Americans, Mexican Americans, Native Americans and Native Hawaiians—are more likely to have heart disease.
Have you known someone who has had a heart attack, stroke, or suffers from heart disease?

Why do I need Heart Disease Insurance, I have health insurance.

Heart attacks and strokes happen unexpectedly, and generally at the worst time. When they do, it can leave you and your family vulnerable to out-of-pocket expenses that major medical insurance does not cover.  Let’s face it, health insurance these days isn’t what it used to be.  If you don’t see the right doctor at the right time, or if you are out-of-network your plan may not pay anything.  Heart disease insurance benefits are paid directly to you.  They give you piece of mind that you can see the doctor or specialist you want to see, even though he may not be in your plan network.  These plans can dramatically reduce the worry about how you will pay for those unexpected expenses, not to mention the normal living expenses that keep coming in whether you are able to work or not. With less worry, you can focus on getting well rather than how you will get the money to pay your electric or phone bill.

Let’s have a HEART-TO-HEART

So many people rely on you every day: your children, spouse or significant other, your employer and coworkers, your closest friends and even your parents as they age. And while you’re busy focusing on those who count on you, you may not realize how much you count on your heart. You work hard and give your best effort to take care of the important people in your life. During National Heart Month, take time to care for yourself. Make the choice today to lead a heart-healthy lifestyle and get added protection.

Contact your insurance agent or click below to learn more about how a supplemental health policy can provide protection and piece of mind for you and your family.

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The enclosed facts represent the U.S. population, are provided for information only and do not imply endorsement of Freedom Benefit Solutions or its products by any of the cited sources.
ENDNOTES:
1 Centers for Disease Control and Prevention, “Heart Disease Facts,” www.cdc.gov, August
10, 2015.
2 “Heart Disease and Stroke Statistics—2015 Update: A Report from the American Heart
Association,” Circulation, p. 29 -322.
3 Ibid.
4 American Heart Association, “The Heart: How It Works,” www.heart.org, 2015.
5 Ibid.