Here are some important dates for the 2016 health insurance open enrollment dates:

• November 1, 2015: Open Enrollment begins — This is the 1st day you can enroll in a 2016 health insurance plan
• January 1, 2016: This is when the coverage will start if you enroll by December 15th.
• January 31, 2016: Last day to enroll for 2016 coverage.

January 31, 2016 – FINAL DAY TO ENROLL

If you don’t enroll in a health insurance plan for 2016 by January 31, 2016, you CAN’T enroll in a plan for 2016 unless you qualify for a Special Enrollment Period.

Penalty for not having coverage in 2016

If you don’t get coverage, or choose to go without coverage in 2016, you may have to pay a fee. The fee is higher than it was in previous years. The fee for not having health coverage in 2016 ….

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